Understanding Your NDIS Funding: A Complete Guide

Understanding your NDIS funding is the first step to accessing the right disability services that empower lives. At St Ephraim, we assist participants in making sense of their plans, managing budgets wisely, and utilizing their funding to achieve personal goals while fostering independence support with confidence.

1. Core Supports

These funds are part of our disability services, designed to help with your everyday needs and empower lives by providing the flexibility to live more independently. Includes:

- Personal care and daily living assistance

- Transport for appointments or social activities

- Consumables (e.g., continence or hygiene products)

- Social and community participation

🟣 Flexible funding: You can move funds between most Core Support items as needed, ensuring you have the independence support you require.

2. Capital Supports

This budget is designed to enhance accessibility and independence through one-off or larger purchases. It includes vital disability services that empower lives and provide independence support. The budget covers:

- Assistive technology (wheelchairs, communication devices)

- Home or vehicle modifications

- Equipment for safety and mobility

🟣 Note: These supports usually require approval or quotes before purchase.

3. Capacity Building Supports

Focused on developing your skills and independence support for long-term growth through disability services. Includes:

- Support coordination

- Therapy services (physio, OT, counselling)

- Skills training for daily living or employment

🟣 Allocated funding: These funds can only be used for the specific goals in your plan, empowering lives towards greater independence.

✅ Review your plan regularly and track your spending to ensure you are making the most of your disability services. ✅ Understand which categories are flexible in the context of your independence support. ✅ Stay informed about NDIS pricing updates to empower your lives effectively. ✅ Work with providers who are transparent and reliable to enhance the quality of your support.

Can I save my NDIS funds? You can carry over a small portion of unused Core Supports (up to $1,500), but other unspent funds usually don’t roll over to your next plan. What if I need more funding? If your needs or circumstances change, you can request a plan review to adjust your budget. Can I choose my providers? Yes — you have full choice and control over the registered providers you work with, ensuring you receive the best disability services that empower your life and support your independence.

Managing an NDIS plan can feel complex, but you don’t have to navigate it alone. The St Ephraim team is here to help you understand your funding, set achievable goals, and make the most of your supports. Our dedicated disability services are designed to empower lives and promote independence support. 

📞 Contact us today for personalised guidance and to make your NDIS journey smoother and more empowering.